Florida Bond and Mortgage, Inc. (FBM) is a full-service commercial mortgage banker and real estate investment advisor established in 1957 with offices in Ft. Lauderdale and St. Petersburg, Florida. By drawing upon a broad range of real estate expertise, we are able to provide commercial real estate lending services for developers, investors, and lending institutions statewide. We are currently servicing over $500,000,000 in commercial loans. Our energetic staff is dedicated to arranging imaginative funding and asset management that's specifically tailored to the client's needs.

Lending Guidelines

• Loan Size: $500,000 Minimum
• Amount: Up to 95% of value 
• Term: 1 to 40 years
• Interest Rate: Fixed or adjustable rates indexed over current corresponding Treasury yields
• Amortization: 10 to 40 years; Competitive fixed rate loans from 3 to 30 years
• Guaranty: Non-recourse available
• Assumability: To qualified borrower
• Coverage: 1.10-1.40 depending upon quality and structure of income stream
• Funding: Immediate to 360 days

Florida Bond & Mortgage, Inc. specializes in the placement of medium to long term Real Estate Loans for:

Apartments • Shopping Centers • Office Buildings • Warehouse/Industrial
Mini Storage • Medical Office Buildings • Nursing Homes/ACLF
Hotels • Mobile Home Parks • RV Parks • Golf Courses

FBM's emergence is the result of an ever-increasing need in today's complex real estate environment for progressive and innovative, yet sound mortgage financing. We are a select team of commercial real estate bankers who have thrived by responding to the specific and complex needs of real estate investors and lenders.

Professionalism & Service
Underwriting, placement, and closing efficiently work together to culminate in the financing of well-founded projects. With over 200 years of collective experience, our staff has created systems to facilitate the funding process, matching ideally suited borrowers and lenders. Most importantly, our expertise allows all participants to benefit from the success of the project.

FBM recognizes the objectives of institutional lenders to fund loans and make conservative investments that offer both security and attractive yields. Our underwriters thoroughly review each loan to attain the best possible results. Final loan presentations logically address the essential details that allow lenders to make sound business decisions.